Dead baby’s identity used to get mortgage

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Staff reporter

A CONVICTED conwoman has admitted using the identity of a baby who died in the 1950s for a passport to obtain a £170,000 mortgage.

Georgina Sharon Murphy, 53, yesterday pleaded guilty to applying for a passport in the name of Gail Jones, a baby born to a Buckley couple back in 1957, but who sadly died within a few hours.

She applied for the passport in 2007 and within weeks she used it to obtain a £169,000 mortgage to enable her to buy a house at Lakeholme Gardens in Oswestry, in the name of Gail Jones.

Murphy, who said at Mold Crown Court yesterday that her name was Georgine, now of Pen y Waun in Chirk, also faced a string of other offences.

She admitted fraud while in a position of trust over a deceased aunt’s estate.

She admitted that between February 2008 and August 2010, when she was expected to act in the best interests of four named beneficiaries of the late Sheila Mary Hand, she abused that position intending to make a gain for herself.

The charge she admitted said she failed to notify beneficiaries of their entitlement, failed to wind up the state and withdrew assets for herself and for others who were not beneficiaries.

It also said she sought appropriation of Mrs Hand’s property at Offa, Lodge Vale Park in Chirk, as part of her own entitlement, intending to make a gain for herself.

Between August and September 2008 she also applied for a Halifax credit card in the name of her late aunt, and spent a total of £1,900.

In addition, the defendant admitted six benefit fraud allegations.

It is alleged that in February 2008 she failed to declare she had capital from the estate of Miss Sheila Hand which would have affected her entitlement to housing and council tax benefit.

And she faced five counts of furnishing false representation to obtain benefits.
The case was not opened by prosecuting barrister Karl Sholtz yesterday.

Judge Merfyn Hughes QC warned her that she faced prison. He adjourned sentence until September for a pre-sentence report.

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